Get the Best Title Services with Southwestern Title and Escrow

• Land Title Searches: We pull comprehensive property records to verify current legal ownership and trace the historical chain of title.
• Warranty Deed Retrieval: We locate and deliver certified copies of official warranty deeds to confirm lawful property transfers and owner guarantees.
• Lien & Encumbrance Checks: Our search reveals hidden roadblocks, including outstanding mortgages, tax liens, judgments, and legal easements.

 Owner’s Policy: This optional but highly recommended coverage safeguards your personal financial investment. It protects you from costly legal fees and total loss of equity if an undisclosed title defect emerges after closing.

•  Lender’s Policy: Typically required by mortgage companies to protect their financial stake in the property. This policy only covers the loan amount and declines as the mortgage is paid off, leaving the homeowner unprotected without a separate Owner's Policy. 

•  Forged Documents: Fraudulent transfers, impersonations, or fabricated deeds in the property's historical chain.
• Unknown Heirs: Sudden, missing heirs emerging to claim ancestral rights or fractional ownership of your land.
• Recording Errors: Clerical mistakes, misfiled documents, or indexing errors made at the county clerk's office.
• Undisclosed Liens: Unpaid property taxes, contractor mechanics' liens, or hidden judgments left behind by previous owners.

Title insurance features a one-time premium paid at closing. Your coverage remains in full effect for as long as you or your heirs hold an interest in the property, offering lifetime protection for a single upfront cost.

 We feature a dedicated, in-house real estate attorney, our agency can draft, review, and customize legally binding contracts that fit your precise needs while ensuring absolute compliance with New Mexico property law.

Skipping the traditional real estate agent doesn't mean you have to skip on service. We offer:

• A Fair, Neutral Playground: We don't represent the buyer or the seller. We represent the transaction—making sure the contract terms are followed exactly and both parties are treated fairly.
• New Mexico Compliance: FSBO transactions are subject to the same strict New Mexico Office of the Superintendent of Insurance (OSI) regulations as any corporate sale. We keep your paperwork in compliance.

We Bring the Closing Table to You

Close your real estate transaction on your schedule, from anywhere in New Mexico. 

You don't need to disrupt your workday, fight traffic, or travel to a corporate office just to sign your closing documents. As a flexible, independent agent, we provide professional Mobile Notary and Remote Online Notarization (RON) services to bring the final steps of your transaction directly to your doorstep or your screen.